The "PayPal Friends & Family" trick
When sellingThe buyer asks to send payment as "Friends & Family" — supposedly to save fees. Problem: there's no buyer protection, and the buyer can later reverse the charge via their bank, leaving you with nothing.
- Buyer insists on "F&F" or "gift"
- Won't pay through the platform
- Offers full price immediately without negotiation
Insist on "Goods & Services" or cash on collection. Better to pay 2% in fees than lose 100%.
